Major Depressive Disorder (MDD) is a serious mental health condition that can significantly interfere with an individual’s daily life, employment, and overall well-being. But is Major Depressive Disorder a disability? In the context of Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI), the answer is: it can be. This guide breaks down everything […]
SGA 2025: Understanding Substantial Gainful Activity for Social Security Disability Applicants
When applying for Social Security Disability benefits in 2025, one of the most important concepts to understand is Substantial Gainful Activity (SGA). The Social Security Administration (SSA) uses SGA as a threshold to determine whether an individual is eligible for disability benefits. If you are earning more than the 2025 SGA limit, which is $1,620 […]
SSD vs SSI
Navigating the landscape of disability benefits in the United States can be complex, especially when distinguishing between Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Understanding the differences, eligibility criteria, and potential for concurrent benefits is crucial for individuals seeking financial assistance due to disability. SSDI and SSI provide necessary financial support to […]
Are Disability Social Security Benefits Taxable?
Understanding the tax implications of your Social Security disability benefits is crucial for effective financial planning. While many SSDI recipients may not owe taxes on their benefits, those with additional income sources should carefully assess their tax obligations. By staying informed and seeking professional advice when needed, you can navigate the tax aspects of your […]
Social Security Disability Spousal Benefits Loophole
The Social Security disability spousal benefits loophole is a confusing term which refers both to a category of rules and benefits impacting disabled spouses AND traditional Social Security retirement benefits. In this blog, we discuss SSDI, or disability spousal benefits, only. If you are retired by Social Security’s definition, click here to learn more about […]
Why Do Most People Get Denied for Disability?
67% of initial applications for Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are denied. So, why do most people get denied for disability? Below, we break down the top reasons and explain what you can do if your claim is denied. 1. Lack of Enough Medical Evidence The Social Security Administration (SSA) […]
