Looking for local disability lawyers in Charlotte, NC? Collins Price is a local firm, founded and operated in North Carolina by two Social Security Disability attorneys who graduated from Wake Forest University’s School of Law and who personally oversee and manage each disability claim. If you live in or around the greater Charlotte, NC area, and are looking for a disability lawyer to apply for benefits or appeal a denial in Charlotte, NC, our Social Security Disability Attorneys will provide you with a free consultation on your claim. As always, there is no fee for our services unless we win your claim and no obligation to hire us following the consultation.
Do I Qualify for Disability?
If you cannot work due to a mental or physical impairment, if you meet the technical requirements for Social Security’s disability programs, and if you meet the Social Security Administration’s Definition of Disability, you may qualify for Social Security Disability benefits.
Social Security has two programs that can help: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). No matter which program you qualify for, we can help you file for disability, appeal any denials, and represent you through multiple stages of the process, including at a hearing in front of an Administrative Law Judge.
If you cannot work and would like to apply for disability benefits or appeal a denied claim, call us today at 1-877-296-1030 to request your free consultation. Or, submit a contact form below and one of our attorneys will call you to discuss your claim as soon as possible.
What Our Clients Say
Disclaimer: Testimonials found on this website are actual client reviews of Collins Price, PLLC edited only for length. Because the success of any legal matter depends on the unique circumstances of each case: we cannot guarantee particular results for future clients based on successes we have achieved in past legal matters.
SSI Versus SSDI
The Social Security Administration (SSA) oversees two key disability assistance programs: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). While both programs share the same definition of disability, they have different rules for eligibility.
Social Security Disability Insurance (SSDI)
SSDI is a federally funded insurance program designed to provide financial support to individuals who can no longer work due to serious and long-standingt medical impairments. Eligibility for SSDI is based on a worker’s earnings history, specifically the number of work credits accumulated over time. Typically, an individual needs 40 total work credits, with at least 20 earned in the decade leading up to their disability. However, younger workers may qualify with fewer credits. If you’re unsure of how many work credits you have, our disability lawyers can help you determine that during your free consultation.
It’s important to note that wages must be properly reported to the SSA and FICA taxes must be paid to earn these credits. If an employer fails to report earnings or an individual is paid under the table without paying taxes, they may not accumulate the necessary credits to qualify for benefits.
Understanding FICA Taxes
For most employees, FICA taxes are automatically deducted from their paychecks, contributing 6.2% of their gross income toward Social Security, up to a taxable earnings limit. This limit adjusts annually to reflect wage trends—for example, in 2021, it was set at $142,800. Earnings beyond this threshold are not subject to Social Security taxes.
Medicare taxes, which are also part of FICA, operate differently. The 1.45% Medicare tax applies to all earned income with no upper limit, and employers match both the Social Security and Medicare contributions.
Self-employed individuals contribute through SECA (Self-Employed Contributions Act), ensuring they pay into SSDI when filing their annual taxes.
Supplemental Security Income (SSI)
Unlike SSDI, Supplemental Security Income (SSI) is a needs-based program intended for individuals with disabilities who have limited financial resources. Eligibility is determined by strict income and asset thresholds, rather than work history. Our attorneys help potential SSI disability claimants understand how their earnings and assets may disqualify them from the SSI program, so it’s very important to consult experienced disability lawyers in Charlotte, NC before beginning your application to avoid delays and mistakes.
Visit Collins Price, PLLC, a Disability Law Firm in Charlotte, NC
Address: 6425 Bannington Rd, Unit 8A
Charlotte, NC 28226
Call Us Today at 1-877-296-1030
While we can process your claim and consultation fully remotely in accordance with the SSA’s updated processes, we also can meet clients in the Charlotte, NC area for an initial consultation as requested. We are conveniently located in the Bannington Office Park near Carmel Road and near the Atrium Health South Charlotte Primary Care Office. There is plenty of free, accessible parking in front of our building. Navigate to Building #6425, enter into Suite A, and we are located in Office #1 which is the first door on your left.
Collins Price, PLLC
6425 Bannington Rd, Unit 8A
Charlotte, NC 28226
Phone: 1-877-296-1030
Do I Qualify for Disability?
In our practice as Social Security Disability Lawyers, we are often asked: “Do I qualify for disability?” It’s always a good idea to revisit Social Security’s definition of a disability.
The Social Security Administration considers you disabled under Social Security rules if:
- You cannot do work that you did before;
- They decide that you cannot adjust to other work because of your medical condition(s); and
- Your disability has lasted or is expected to last for at least one year or to result in death.
While this definition is clear, there are many reasons you may or may not qualify. It’s important to work with an experienced disability lawyer to avoid mistakes and missed deadlines. If you have a severe physical or mental condition that has or may prevent you from working for 12 months or longer, contact us today. Let us assess your situation and help you get any Social Security Disability Insurance benefits you may be entitled to. There is no fee unless we win.
Why Should You Hire a Disability Lawyer?
Studies show that claimants who work with disability lawyers have better outcomes. Collins Price, PLLC is a local firm with experienced, licensed Social Security disability attorneys who have been practicing for decades. We are kind and client-focused, with over 100 5-Star Google Reviews to date.
We will help you navigate the confusing and lengthy application and appeals processes by doing the following:
- Meeting with you or discussing your options by phone or in person
- Preparing and filing all documents (including support documents) at the initial application stage if appropriate.
- Filing an appeal if your disability claim is denied.
- Representing you at an appeal hearing before an Administrative Law Judge.

How Much Money Do You Get On Disability?
The payment disability claimants receive depends on which Social Security program they qualify for. The federal Social Security Disability Insurance Program (SSDI) pays benefits based on your average lifetime earnings. The federal Supplemental Security Income (SSI) program pays benefits based on the SSI federal benefit rate less any countable income you may have.
The AIME determines your monthly benefit amount for SSDI. Generally speaking, the more you have in qualified earnings, the higher your benefit will be. The max monthly payment for SSDI in 2025 is $4,018.
Maximum Federal Supplemental Security Income (SSI) payment amounts increase with the cost-of-living increases that apply to Social Security benefits. The latest such increase, 2.5 percent, beame effective January 2025.
For 2025, the maximum benefit for SSI benefits is $967 monthly for individuals, and $1,450 for eligible couples.
Contact Disability Lawyers in Charlotte NC Today
If you live in Charlotte or surrounding areas including Concord, Mooresville, Troutman, Statesville or Salisbury, we can help. If you think you are disabled or if your claim was denied, call us today at 1-877-296-1030. Or, complete the form below to request a free consultation on your claim.
Free Case Evaluation
Charlotte is a major city and commercial hub in North Carolina. It is the county seat of Mecklenburg County
The area was settled by people of European descent around 1755. Nicknamed the “Queen City”, it was named after a German princess of Mecklenburg-Strelitz.