Do I qualify for Social Security Disability Benefits?
Are you unable to work due to an injury, illness, or mental condition?
Have you been, or do you expect to be out of work for 12 months or more?
The Social Security Administration uses a 5-Step sequential evaluation when determining eligibility for disability benefits. Any severe medical impairment of combination of impairments (physical, mental or cognitive) that seriously impacts your ability to perform work-related activities on an ongoing and continuous basis may meet the criteria for disability benefits.
Disability is defined as an inability to perform any “substantial gainful activity.” This means you must be so disabled that you cannot perform any type of full-time work activity. This standard begins to relax as you get closer to retirement eclipsing 50 and 55 years of age.
If you answered ‘yes’ to the questions above, you might qualify. As you can see in the graph below from Social Security’s website, it is important to remember that Social Security receives hundreds of thousands of applications each year, and only awards benefits to a small portion of those claimants. That’s why it’s very important to present the strongest disability benefit claim possible and work with a qualified disability lawyer.
SSDI or SSI – what’s the difference?
The Social Security Administration (SSA) administers the Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) programs. These programs have the same definition of disability, but have different eligibility requirements.
Social Security Disability (SSDI)
Social Security Disability (SSDI) is a federal insurance program designed to help people who are no longer able to work because of one or more severe medical conditions. Disabled workers are eligible to apply for SSDI if they have earned enough wages over the past 10 years. To be “fully insured” for purposes of eligibility, a worker must be credited with at least 20 quarters of earnings in the past 10 years, or 40 quarters. If your employer did not report your wages to SSA or file FICA taxes, you may not be credited with the necessary quarters. If you have worked for cash and did not report those wages or pay taxes, you will be disadvantaged in establishing enough quarters of coverage.
Supplemental Security Income (SSI)
Supplemental Security Income (SSI) is a financial need-based program for disabled workers who have below a certain level of income and assets.
We also help with:
If your child has an illness or condition which qualifies them as disabled by the Social Security Administration (SSA), they may be qualified to receive benefits.
Disabled Widow’s Benefits
If a disabled person passes away while receiving social security benefits, the surviving spouse may be eligible to continue to receive those benefits.
Representation through every stage of your claim!
Hire a licensed attorney to help you navigate the application process and increase your chances for approval.
Don’t face your disability hearings alone. We’ll help you prepare and fight for the benefits you’ve earned.
Most disability applications are denied the first time and have a small window of time to appeal. We’ll guide you through the appeals process.
Who Can Apply for Disability Programs?
North Carolina Disability Requirements
A person is “disabled” according to SSA if they have a severe medical impairment or combination of impairments lasting or expected to last 12 months or more. During that year, your condition must prevent you from working and earning what is considered “substantial and gainful” income. While many of our clients are over age 50, injury or illness can impact a person at any stage of their life.
If you have earned sufficient work credits for SSDI or meet the financial need-based criteria for SSI benefits you may qualify for benefits any time prior to full retirement (66-67 for most people).
At Collins Price, PLLC, we’ve successfully handled disability claims for clients from ages 2 to 67. If you aren’t sure whether or not you qualify, your first step is to contact an attorney. Our team serves clients throughout North Carolina and have offices conveniently located in Winston-Salem, Lexington, and Mount Airy. To us, no matter your age or medical condition; you’re more than a case number. We want to get to know you and help you get the support you need.
Can’t Travel? We’ll Come to You!
We’re proud to serve clients all across North Carolina. We’ve handled cases from the mountains of Franklin, NC to the beaches in Wilmington. If you don’t live near an office, our attorneys are flexible and can handle many issues through the mail or over the telephone. If you can’t travel and a deadline is looming, we’ve been known to make house calls as well. We have offices conveniently located in Winston-Salem, Lexington, and Mount Airy.
A Step-By-Step Explanation of the Appeals Process:
- Initial application. This can be done online, over the phone, or in person by contacting your local Social Security Administration field office found at www.ssa.gov. It will take approximately 3-6 months to receive a decision and most applications are denied.
- Reconsideration This is an appeal of the initial denial, and it involves filling out a form provided by the SSA and updating the medical record. This will take another few months. Nationally approximately 9-13% of claims are approved at this level.
- Hearing. Most people who are awarded benefits receive them after this stage. Hearings are held by Administrative Law Judges in Greensboro, Charlotte, Raleigh and Fayetteville. Thorough medical records along with supportive letters from doctors are essential to prevailing. An Administrative Law Judge will evaluate your case based upon the medical evidence you present and the testimony you provide.
We can help file your initial application, appeal a denial, or represent you in front of the judge.
Every case starts with a free, no obligation consultation.
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