Applying for Social Security Disability Insurance (SSDI) can be confusing. But with the right guidance, you can move through the steps with confidence. This guide from Collins Price walks you through each stage of the SSDI application process.
Step 1 – Understand the Basic SSDI Requirements
To qualify for SSDI, you must:
- Have a physical or mental condition that prevents you from working.
- Expect to be disabled for at least 12 months (or have a terminal condition).
- Have earned enough work credits from recent jobs covered by Social Security.
Step 2 – Gather Your Personal and Medical Information
Before applying, collect this information:
- Your full work history (jobs and dates).
- All current medications.
- Doctor names and contact info.
- Dates of recent medical appointments.
Step 3 – Complete the SSDI Application
You can apply:
- Online at SSA.gov
- By phone
- In person at your local SSA office
You’ll complete several forms, including:
- SSA-16 (Application for Disability Insurance Benefits)
- SSA-3368 (Adult Disability Report)
Step 4 – Submit Supporting Medical Documentation
You should submit:
- Clinic visit notes
- Imaging studies (MRIs, X-rays, CT scans)
- Lab test results
- Psychological evaluations (if applicable)
Tip: The SSA gives more weight to notes from specialists than general practitioners.
Step 5 – Wait for Initial Review
It typically takes 3 to 6 months for the SSA to make an initial decision, but most initial claims are denied so don’t be discouraged if you receive a denial. While you wait for a decision:
- Respond to any SSA letters promptly.
- Make sure your doctors respond to SSA’s requests.
Step 6 – Reconsideration and Hearing (If Denied)
If denied, you have 60 days to appeal. First comes “reconsideration,” then, if needed, a hearing before an ALJ.
We recommend reading our full post on SSDI hearing representation if you’re preparing for this phase.
Avoid These Common Mistakes
- Missing application deadlines
- Not listing all of your conditions
- Failing to describe how your condition limits your daily activities
Why Hire Collins Price for Your SSDI Application?
We:
- Complete all paperwork for you
- Communicate with SSA on your behalf
- Track deadlines and hearing dates
- Build strong medical evidence for your claim
Let us help you succeed. Start your application with Collins Price today.
