Are you thinking about applying for SSDI for the first time? You’re not alone—and you’ve come to the right place. In this post, we’ll explain what SSDI is, who qualifies, how to apply for SSDI, and what happens next.
What Is SSDI?
Social Security Disability Insurance (SSDI) is a federal program that provides monthly income to people who can’t work due to serious health conditions. It’s funded by payroll taxes and managed by the Social Security Administration.
Who Qualifies for SSDI?
To qualify, you must have worked and paid into Social Security long enough, you must meet the medical definition of disability under SSA rules, and you must be unable to work in any job due to your condition.
Need help understanding the difference between disability programs? Read more here: SSI vs SSDI: Which is Right for You?
Step-by-Step Application Process
If you want to apply for SSDI benefits online without a disability lawyer, you’ll take the following steps:
- Visit SSA.gov and select “Apply for Disability”
- Gather your personal and medical history
- Complete all SSA forms carefully
- Submit medical documentation to support your claim
There are more steps which we explain further in our SSDI Application Guide.
What to Expect After You Apply
The SSA will begin to evaluate your claim and make determinations as to whether you meet the qualifications for the SSDI program. To do so, they may contact your medical providers and solicit medical records, ask you to attend a consultative exam (CE), and/or contact you with any follow up questions on your work history, etc. At the initial stages, you should expect to receive a decision within 3 to 6 months.
Denials are very common at this stage as most initial claims are denied, so don’t be discouraged if you receive a denial. Many claimants choose to work with a disability lawyer to improve their chances of approval when they receive a denial.
Tips for a Strong SSDI Application
If applying for SSDI without a disability lawyer, there are a few tips we recommend:
- Describe how your disability affects your daily life.
- Include all conditions, even those you think are minor.
- Keep your medical records up to date and see your medical providers regularly to document your progress.
Working with Collins Price Disability Lawyers
If you are considering applying for SSDI benefits and would like to have a discussion with an SSDI lawyer, our firm would be happy to help. We are local disability lawyers with thousands of happy clients and decades of experience practicing disability law in North Carolina.
Our SSDI attorneys offer free consultations on your claim and can provide guidance as to the next best steps. Should you hire us to work on your claim, there is never any fee for our services unless your claim is approved. Contact us today for your free consultation.
