As of 2025, the maximum monthly SSDI benefit is $4,018. Achieving this maximum requires a consistently high earnings record over a 35-year career. It’s important to note that few beneficiaries qualify for this maximum amount, as it necessitates earnings at or above the Social Security taxable maximum for most of one’s working life. Before applying […]
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Are Disability Social Security Benefits Taxable?
Understanding the tax implications of your Social Security disability benefits is crucial for effective financial planning. While many SSDI recipients may not owe taxes on their benefits, those with additional income sources should carefully assess their tax obligations. By staying informed and seeking professional advice when needed, you can navigate the tax aspects of your […]
Social Security Disability Spousal Benefits Loophole
The Social Security disability spousal benefits loophole is a confusing term which refers both to a category of rules and benefits impacting disabled spouses AND traditional Social Security retirement benefits. In this blog, we discuss SSDI, or disability spousal benefits, only. If you are retired by Social Security’s definition, click here to learn more about […]
Why Do Most People Get Denied for Disability?
67% of initial applications for Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) are denied. So, why do most people get denied for disability? Below, we break down the top reasons and explain what you can do if your claim is denied. 1. Lack of Enough Medical Evidence The Social Security Administration (SSA) […]
What Is the Difference Between Short-Term and Long-Term Disability Benefits?
Dealing with an illness or injury that keeps you from working is stressful. If you’re unable to earn a paycheck, you may wonder: What disability benefits can help me? There are three main types of disability benefits: short-term disability (STD), long-term disability (LTD) and federal SSI and SSDI disability benefits. All provide financial help, but […]
Is Neuropathy a Disability? Understanding Your Social Security Disability Options
Living with neuropathy can be painful and exhausting. If you’re struggling to work because of this condition, you might be wondering: Can I get disability benefits for neuropathy? The good news is that Social Security Disability Insurance (SSDI) may provide the financial support you need. But the process can be tough, and many people get […]
