When the U.S. government announces stimulus checks, many people receiving Social Security Disability Insurance (SSDI) want to know: Will I get one too?
The short answer is: Yes, if you meet the eligibility rules.
In this post, we’ll break down:
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Who qualifies for stimulus checks
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How SSDI beneficiaries were treated in past rounds of stimulus payments
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What to expect in the future
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What to do if you didn’t get a payment you believe you’re owed
What Is a Stimulus Check?
A stimulus check is money sent by the federal government to help people during hard economic times, such as the COVID-19 pandemic. The goal is to put money in people’s pockets so they can pay bills and support the economy.
Do SSDI Beneficiaries Qualify for Stimulus Checks?
Yes. In the past, SSDI recipients qualified for stimulus checks as long as they met the income limits set by Congress. SSDI counts as income for your household, but the income limits were high enough that most SSDI beneficiaries qualified.
For example:
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During the 2020 and 2021 stimulus rounds, individuals making under $75,000 received the full amount.
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Couples making under $150,000 qualified for the full amount.
Most SSDI beneficiaries fell well under these thresholds.
How Did Past Stimulus Payments Work for SSDI?
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First stimulus check (2020): $1,200 per adult.
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Second stimulus check (late 2020): $600 per adult.
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Third stimulus check (2021): $1,400 per adult.
The SSA worked with the IRS to deliver these payments automatically to SSDI recipients. Most people did not need to file anything.
Is There a New Stimulus Check in 2025?
As of now, there is no new federal stimulus check planned for 2025. Congress would have to pass a new law to authorize it.
That said, state or local governments sometimes offer smaller relief payments. These programs vary by location. It’s a good idea to check your state’s website for updates.
What If I Didn’t Get My Stimulus Payment?
If you think you missed a payment, you may be able to claim it as a Recovery Rebate Credit when you file your taxes. Even if you don’t normally file taxes, you may need to file in order to claim the credit.
Common Questions
Do I need to apply for stimulus if I get SSDI?
Not usually. Payments in the past were automatic.
Will stimulus affect my SSDI benefits?
No. Stimulus checks are not counted as income for SSDI or SSI. They also do not count toward resource limits for 12 months.
More Resources
Final Thoughts
If you’re on SSDI, you’ve likely received past stimulus checks automatically. Right now, there’s no new stimulus in 2025, but history shows that SSDI beneficiaries have been included in relief programs. If another round is ever approved, you can expect to qualify as long as you meet income rules.
If you would like to file a claim for SSI or SSDI, or if your claim has been recently denied, contact Collins Price for a free consultation on your claim. There’s never any fee for our services unless you win your claim and no obligation to hire us following the consultation.
